hdfc kisan credit card agriculture loan interest rate in jharkhand

3 Mar, 2022

HDFC Kisan Credit Card - Features, Benefits, Interest & Eligibility Criteria

The HDFC Kisan Credit Card was carried out assist farmers with keeping away from the weight of loans repayments. The card gives loans to the farmers at sensible rates. This Kisan Credit Card offers a help to obligation ridden farmers.

Key Highlights of the HDFC Kisan Credit Card

  • Get bank loan fees of around 9%.
  • You will get a credit time of a year.
  • You will be given inclusion to all bombed or failed crops after pest attacks and regular disasters.

Highlights and Benefits of the HDFC Kisan Credit Card

HDFC Kisan Credit Card  -  KCC Benefits

  • The credit card must be renewed on a yearly premise.
  • The HDFC Kisan Credit Card is legitimate for a long time of 5 years.
  • You will get a credit time of a year.
  • Your loans should be repaid after the harvest and the sale of your crops.
  • You can get an extension of loan sum as long as four years or more assuming that there is a failure of harvest season.

HDFC Kisan Credit Card  -  KCC Interest Rate Details

  • Get bank loan fees of around 9%.

HDFC Kisan Credit Card  -  KCC Insurance Benefits

In the event that you are a HDFC Kisan Credit Card holder, you will get a insurance inclusion under the National Crop Insurance (NCI) scheme for explicit crop loans.

  • You will be given inclusion to all bombed crops after pest attacks and natural calamities.
  • Get individual accident cover assuming that you are under 70 years old.

HDFC Kisan Credit Card  -  KCC Card Limit

  • The greatest credit limit for this card is Rs.3 lakhs. You will also get cheque book alongside this credit card. The credit limit for this is Rs.25,000.

Eligibility Criteria of the HDFC Kisan Credit Card  -  KCC

  • To be qualified for this card, you ought to have a decent credit score.

HDFC Kisan Credit Card  -  KCC Application Procedures

You can go to any helpful, territorial and nationalized, banks and apply for the HDFC Kisan Credit Card.

  • Before the approval of the HDFC Kisan Credit Card, the bank will glance through your credit score.
  • The bank will also check your yield design, land property, and income before they endorse your application for the credit card.

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